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100th Holiday Club Special

Ready to save, earn a higher interest rate, and get ahead for the 2026 Holiday Season rush?

In celebration of our 100th Year, we will give you a Special* Bonus Deposit of $25 into your Holiday Club** for new and existing Holiday Club accounts that set-up a monthly automated transfer by March 31st or continues an established monthly automated transfer, of $25 or more into your Holiday Club account for six (6) consecutive months through September.

Woman dressed in red, wool coat and beret carring red, wrapped packages across a twinkle light-lit snowy downtown street.

*Holiday Club Special requires a monthly automated transfer of $25 or more to be set up by March 31st, 2026; this can be a new or established monthly automated transfer or payroll distribution that continues for the six (6) consecutive months April, May, June, July, August, and September 2026. Bonus Deposit will be made between October 1st-9th, 2026; at time of deposit, other accounts must be in good standing to receive bonus deposit. Deposits by Share Advantage Credit Union are considered a taxable bonus; Form 1099 will be mailed. Share Advantage Credit Union is federally insured by the NCUA.
**Holiday Club accounts allow for limited withdrawals: Funds automatically transfer into the Regular Shares/Savings on October 13th each year; if October 13th lands on a weekend or non-business day, the transfer will occur on the next business day. In addition to the automatic yearly transfer, one additional withdrawal between October to October is available. If more than the yearly transfer and the one additional withdrawal between October to October is needed, the Holiday Club will be closed for a full 12-months (from the time of closure) before it will be eligible for re-opening.

Main Office & Mailing Address
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Hours &  Map

Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805

Phone
(218) 740-2244

Fax
(218) 336-0112

Hours &  Map

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